Your support through clicking on these affiliate links helps us continue our mission of helping people navigate the complex world of home insurance. Therefore, we aim to provide you with unbiased, high-quality content that helps you make informed decisions about home insurance. While the commission from these affiliate links helps us run this website, your trust and satisfaction are our top priority. We recommend only those products and services that we genuinely feel will be of benefit to you, our valued reader. We believe in the value and importance of the services we recommend and strive to ensure they meet the highest standards. ![]() Our evaluations are based on comprehensive research, personal experiences, and genuine user feedback. However, it is important to note that our reviews and recommendations are not influenced by these affiliations. It enables us to consistently research and review various home insurance options, so we can present you with the most accurate and up-to-date information. These affiliate links allow us to generate income that helps us maintain the quality and relevance of the content we provide. This means that we may earn a small commission at no extra cost to you if you choose to make a purchase after clicking on these links. It is our responsibility to inform you that some of the links provided on our website are affiliate links. Learn more by visiting or by contacting a local agent using our Agent Finder.Advertising Disclaimer Advertising Disclaimer We at HOIC believe in transparency and honesty in all our endeavors. Farm Bureau Insurance offers free quotes on flood insurance. The benefits of insuring yourself against floods outweigh the risks. Familiarize yourself with what impacts your premium and policy costs. Make sure to adequately protect yourself against the threat of flooding. You can even look up your address in the Flood Map Service Center to find out if you live, work, or travel in areas that are prone to flooding. Find Out Your Flood Riskīecause weather patterns, land development, erosion, and other events can change your home’s flood risk over time, review your property’s flood map to better understand your flood risk and insurance options. Find summaries of coverages and examples of what is covered and what is not covered by flood insurance. Coverage is available to property owners, renters, and businesses in the 23,000 communities in the program. ![]() Flood Insurance: protecting more than 5 million policyholders in 23,000 communities from the financial losses flooding can bring.įlorida Farm Bureau Insurance is proud to be among the handful of companies across the country that are affiliated with the NFIP, and you can apply for a quote today.ĭepending on the policy you choose, flood insurance can cover buildings (i.e., your home or your office building), the contents in a building, or both.Mitigation: assisting local communities by supporting floodplain management efforts that reduce the built environment’s exposure to floodwaters.Risk Mapping: identifying flood hazards by mapping riverine wetlands (such as rivers, creeks, and waterways) and coastal areas.The NFIP tackles flooding risks through three significant approaches: The program officially became a part of the Federal Emergency Management Agency (FEMA) in 1979. With a solid history of 54 years behind it, the NFIP has worked to accomplish two primary goals: protecting property owners and reducing future flood damage. They make federally backed flood insurance available to residents and business owners. NFIP’s mission is to help people before, during, and after flood disasters. The program provides priceless aid for those facing the financial hardships of flooding. How the National Flood Insurance Program (NFIP) Worksįortunately, the NFIP has protected American homes and businesses, and their contents, since 1968. And no community can escape the realities of poor drainage systems, neighborhood construction that can inhibit natural runoff, and broken water mains. ![]() Not to mention, the relatively flat terrain of our state means rising rivers tend to spread water further out from riverbanks. Even if you don’t live along a coast, river, dam, or levee, you may not be safe from flooding. The Florida Division of Emergency Management reports that flooding is one of Florida’s most frequent hazards, calling it “a coast-to-coast threat that can occur at any time of the year.”ĭon’t underestimate the power of hurricanes, tropical storms, heavy rain and flash floods. ![]() Plus, its financial consequences can be staggering. The devastation it brings to all 50 states is not typically covered by homeowners insurance policies. Protect Your Home and Business Against Flooding Through the National Flood Insurance Program and Farm Bureau Insurance Flooding in Floridaįlooding is the most common natural disaster in America.
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